Can Canadian Citizens fiancé properties in the United States?

•Yes, Canadian Citizens can qualify for a 30 year fixed rate loan to purchase a home in the                 U.S.

Do I pay a sales tax like GST when I purchase a home in the U.S.?

•No, only the seller pays a tax on the sold home.

Do I need a U.S. credit history to qualify for a loan?

•No, we will use your Canadian credit report. We will need your Social insurance number to run          the credit report.

Do I need to have a specific residency or immigration status to purchase a home in the U.S.?

     *No, your Canadian citizenship paperwork is all that is needed. Your Passport works                   

        the best.

Do I have to refinance my U.S. home ever 3-5 years?

•No, your loan interest rate is fixed for 30 years.

Am I able to make extra loan payments and pay off my loan early?

•Yes, you may make extra loan payments and after the third year you can pay off your home              loan without any pre-payment penalty.

Canadian Buyers

Frequently Asked Questions

With pricing in British Columbia and the Lower Mainland,  many of our Canadian neighbors are beginning to realize how appealing the real estate

market is across the border in Washington.

Homestead Northwest offers a variety of homes for those Canadians looking for a vacation style second home for an investment or a weekend retreat.

Financing is easier than ever through our preferred lender who specializes in Canadian financing.

Homestead’s Preferred Canadian Lenders

Who Specializes in Canadian Financing

W.J. Bradley

Christy Austin

Mortgage Consultant, AVP

1616 Cornwall, Suite 119

Bellingham, WA 98225

Direct: 360 739-9390

Fluent in Mandarin

Security First Mortgage

Dean Butler

Mortgage Officer

2900 Meridian Street

Bellingham, WA 98225

Direct: 360 734-5768

Cell: 360 319-1995

Neighborhood Mortgage

Dustin Brumley

Mortgage Officer

432 Bakerview Rd, Suite 101

Bellingham, WA 98226

Direct: 360 671-8044

Cell: 360 389-6605